DUBLIN-- BUSINESS WIRE -- The Annual US Open-Loop Prepaid Cards Market Forecasts 2018-2021 report has been added to ResearchAndMarketscoms offering The report examines loads growth potential and market dynamics in the United States across all open-loop prepaid segments This report reviews and forecasts load dollar volume for open-loop segments This forecast highlights the segments approaching market saturation as well as those that will continue to experience double-digit annual growth As the reports author points out the economy politics and consumer behavior will all influence which segments grow and which decline Prepaid providers should be evaluating their businesses and looking for ways to move as many costs as possible to variable the author of the report comments Opportunities in the prepaid market shift with economic and regulatory changes causing segments to shift in volume from year to year Because of these shifts successful program managers will seek to achieve a variable cost structure to take advantage of the ups and the downs They should also explore new technologies such as the Internet of Things and new use cases such as corporate disbursements small business GPR cards or insurance and health care claims which may provide growth markets in the years to come Report Highlights Growth returned to the Money Financial Services segment after a slow down in 2016 Health Savings Accounts HSAs are up consecutive years with double-digit growth The payroll segment is forecasted to have an 8 cumulative annual growth rate CAGR through 2021 The Unemployment and TANF segments declined nearly double digits -9 and -11 CAGRs respectively Report Summary Predicting the future is always dicey This research has attempted to balance all the forces that are affecting the prepaid market to produce a picture of the prepaid industrys future This report provides a four-year forecast to 2021 as well as a market estimate of the dollars loaded on open-loop prepaid debit card programs in the US market in 2017 We do separate forecasts for the open-loop and the closed-loop prepaid markets because the audiences are different for the two categories of prepaid Figure 1 presents the taxonomy of prepaid cards This forecast is derived from market knowledge gained through research done since 2004 However even this archive of more than a decade of historical data provides little guidance on the future of markets that are growing rapidly and facing disruptive technology and services as well as historic new regulatory constraints These factors combined with dependence on funding sources tightly coupled to the economy and consumer sentiment mean that the prepaid market is volatile and variable from one segment to another Add a robust economy a potentially rising interest rate environment and new regulations to start April 1 2019 and it is easy to see how segments may face dramatic shifts in 2018 and beyond Key Topics Covered Executive Summary Introduction Open-Loop Market Load Forecast Cash Access Category Remittance and P2P Business Time and Expense Category Campus In-Store Gift Cards Category Open-Loop In-Store Gift Cards Government Category Open-Loop Insurance Category Payroll and Benefits Category Conclusions Companies Mentioned Allstate American Express Devinir Discover Enservio Farmers Insurance Green Dot H R Block InsurCard Liberty Mutual Mastercard Nationwide Netspend PayPal Safe Auto State Farm TSYS Venmo Visa Walmart Wirecard