The marketplace of 2018 and its many opportunities are the favored fodder for optimists in the digital age But a fast-growing world is a challenging one particularly with fraudsters always waiting in the wings to make the costs of failure very high for those who fail to upgrade adequately And as the world gets more connected which it will the opportunities for fraudsters to break into those connections only become more numerous But for all the undeniable risks the rewards are numerous and perhaps unexpected as a more connected world is also allowing community-based organizations like credit unions to connect more closely and credibly with their growing consumer base Data 372 million Estimated property damage so far from the Kilauea volcanic eruptions of 2018 6253 million What PwC was ordered to pay by a judge for failing to detect fraud between a client and a mortgage lender 1 trillion Value of loan balances held by credit unions as of March 2018 62 trillion The estimated worth of the global market for connected devices by 2025 76 percent Share of millennial consumers who report they are always looking to try new and different forms of banking saving payment and currency